We make it easy to get the equipment you need—fast and flexible.
- Financing starting at $10,000 (Lincoln Electric equipment)
- Application-only approvals up to $1,000,000
- Choose the option that fits your business:
- FMV (Fair Market Value) leases
- $1 Buyout leases
- TRAC leases
- Equipment loans
- $0 down / 100% financing available
- No liens on your other business assets—keep your capital and credit lines free
- Flexible terms from 12 to 84 months
- Seasonal and step payments to match your cash flow
- No payments for 90–180 days (deferred payment options)
All financing subject to credit approval.
Simple and straightforward:
- An established business (Sole Proprietor, LLC, or Corporation)
- A completed credit application
- A quote from your Lincoln Electric rep or distributor
No personal-use loans—this is built for businesses.
Speed is a big advantage:
- Most applications are approved the same day
- Larger or more complex deals: typically 1–2 business days
We move quickly so you can keep your projects moving.
We offer options designed around your financial goals:
$1 Buyout Lease or Equipment Loan
- You effectively own the equipment
- Potential depreciation benefits
- Ideal if you plan to keep the equipment long term
FMV Lease
- Lower monthly payments
- Ability to expense payments
- More flexibility at the end of the term
Not sure which is best? We'll help guide you.
We look at the full picture of your business, not just a credit score.
- Most small business approvals are based on owner credit
- Stronger, established companies may qualify for corporate-only approvals
- For larger deals, we may review financials such as financial statements, tax returns and debt schedules
Unlike traditional banks, our approach is more flexible and business-focused.
Your rate is customized based on:
- Credit strength
- Business performance
- Equipment type and value
- Deal structure
We work to find a structure that balances affordability and flexibility.
- A simple $495 documentation fee at closing
- Can be rolled into your financing
No hidden surprises—just straightforward pricing.
Yes—protecting your investment is important.
- Equipment must be insured
- Mitsubishi HC Capital America is listed as loss payee
Loan or $1 Buyout Lease
- You own the equipment 100%
- Lien is released
FMV Lease
You have flexible options:
- Purchase the equipment
- Return it
- Continue leasing month-to-month
Just provide notice 90 days before the end of term.
We do much more than welding equipment.
As one of North America's largest independent finance providers, we support:
- Manufacturing & fabrication
- Automation & robotics
- Construction & material handling
- Additive manufacturing
- Food processing & packaging
- Printing
- Transportation & sustainability
- Healthcare
Our solutions help you:
- Preserve cash
- Improve cash flow
- Stay competitive with the latest equipment
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